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Capitalize on the equity you’ve built in your home. Open a flexible line of credit to finance home improvements, vacations, and more.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Local Processing
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified FNBM checking account
  • The interest paid might be tax deductible1
  • Set up automatic payments to be deducted from your account monthly
  • Local, Kentucky-based decision-making
  • Personal, friendly service from start to finish

1Consult a tax advisor.