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Slow and steady wins the race — and a higher rate. Guarantee yourself a return and maximize it with longer terms.

Calculator

Key Features

  • Guaranteed Returns
  • Competitive Interest
  • No Setup or Maintenance Fees
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting a longer term
  • No setup or maintenance fees
  • Wide range of terms available (from 1 month to 60 months)
  • Interest can be credited to the CD or to a FNBM checking or savings account
  • Use your CD as collateral for a FNBM loan
  • Provides more guarantee than other risky investments
  • Early withdrawals subject to penalty1
  • $500 minimum deposit to open

1 Penalties for early withdrawal:

  • One year or less: 1 month interest penalty
  • 13 Months up to 32 months: 3 month interest penalty
  • Greater than 32 Months: 6 month interest penalty