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Supercharge your balance — earn competitive interest on your hard-earned money.

Key Features

  • Competitive Interest1
  • Free Debit Card
  • Digital Banking2
  • Competitive interest on entire balance1
  • Avoid the $15 monthly maintenance fee by maintaining a daily balance of $1,000
  • Free ATM transactions at all FNBM ATMs
  • Free direct deposit
  • Free digital banking services2, including:
    • Free online banking & bill pay
    • Free mobile banking
    • Free eStatements
  • Free Mastercard® debit card
  • $1,000 minimum deposit to open

1This Account is interest bearing. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks. Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

2OD and Returned Item Fees apply to overdrafts and returned items created by check, in person withdrawal, ATM withdrawal, or electronic means. Transactions may not be processed in the order in which they occur. The order in which the transactions are received by the bank may affect the total amount of overdraft fees incurred on your account. The bank offers customers the free service of preauthorizing the bank to transfer funds from a checking account, NOW account, Super Now, Insured Money Market account, or line of credit to clear their overdraft accounts. This will be done by contacting our Bookkeeping Department.