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There’s no better way to learn finance 101 than experiencing it for yourself.

Key Features

  • Free Debit Card
  • Digital Banking1
  • No Monthly Fees
  • No minimum balance required
  • No monthly maintenance fee
  • Free ATM transactions at all FNBM ATMs
  • Free digital banking services1, including:
    • Free online banking & bill pay
    • Free mobile banking
    • Free eStatements2
  • Unlimited check writing
  • Free direct deposit
  • Free Mastercard® debit card
  • No minimum deposit to open3

1OD and Returned Item Fees apply to overdrafts and returned items created by check, in person withdrawal, ATM withdrawal, or electronic means. Transactions may not be processed in the order in which they occur. The order in which the transactions are received by the bank may affect the total amount of overdraft fees incurred on your account. The bank offers customers the free service of preauthorizing the bank to transfer funds from a checking account, NOW account, Super Now, Insured Money Market account, or line of credit to clear their overdraft accounts. This will be done by contacting our Bookkeeping Department.

2 Account holders other than Master Club or Master Club Super Now will be charged $2.00 per statement cycle for Processing and Delivery fee if they receive copies of check images with paper statements in the mail.

3 17 & under must have a parent or guardian signature on the account.