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After 60+ years, you know what you want out of a checking account: benefits.

Key Features

  • Free Debit Card
  • Unlimited Check Writing
  • Digital Banking1
  • Available to customers age 62 or older
  • Avoid the $6 maintenance fee by maintaining a daily balance of $500
  • Free ATM transactions at all FNBM ATMs
  • Free, automatic transfer of funds to club accounts and for loan payments
  • Free direct deposit
  • Free monthly paper statements
  • Free digital banking services1, including:
    • Free online banking & bill pay
    • Free mobile banking
    • Free eStatements
  • Unlimited check writing
  • Free Mastercard® debit card
  • No minimum deposit to open

1OD and Returned Item Fees apply to overdrafts and returned items created by check, in person withdrawal, ATM withdrawal, or electronic means. Transactions may not be processed in the order in which they occur. The order in which the transactions are received by the bank may affect the total amount of overdraft fees incurred on your account. The bank offers customers the free service of preauthorizing the bank to transfer funds from a checking account, NOW account, Super Now, Insured Money Market account, or line of credit to clear their overdraft accounts. This will be done by contacting our Bookkeeping Department.